Welcome

ākahu is New Zealand’s consumer data sharing platform.

We build and maintain data integrations with bank, kiwisaver, investment, utility, and telco providers. We bundle those integrations for developers as a SaaS product.

ākahu’s purpose is to empower individuals to gracefully manage and leverage their personal data. We work with reputable third party developers who deliver that purpose through their products.

For consumers

ākahu puts you in control of your personal data. We make it simple to access the data that organisations hold about you, and to share that data with trusted third parties of your choice.

BETTER EXPERIENCES

Connect your data to organisations that are delivering amazing new customer experiences.

CONTROL AND VISIBILITY

View and manage how your data is shared. See requests to your data in real time.

PERSONAL API

Know the difference between an API and an IPA? Access your data via your personal API.


For developers

ākahu APIs enable your customers to seamlessly connect their data to your app. Your customers can consent to sharing their identity, usage, balance, and transaction data. They can also consent to initiating payments directly from your app. No one else provides this functionality within New Zealand.

GET IN TOUCH

MARKET-LEADING ACCESS

Over 50 integrations with New Zealand bank, Kiwisaver, investment, utility, telco, and other providers.

SECURITY

Best-in-class infrastructure, security, and data privacy. Live integrations used in-market since 2017.

QUICK INTEGRATION

Simple APIs, with developer-friendly documentation and support.

See what ākahu can enable.

ākahu's range of APIs are split into those that require one-off consumer consent, and those that require enduring consumer consent. Our team is here to help you navigate the options and make decisions about the right consumer data to power your use cases.

01

Identity

Collect and verify name, address, and other personal identifiers from connected accounts. Link a user to their claimed identity. Retrieve a recent bank statement. Verify that the user is a holder of the account, and verify the account number. Prevent fraud and errors by ensuring that you have the user's real and valid account number before making a payment.

02

Accounts

Retrieve a user’s account and balance data from connected accounts.

03

Transactions

Retrieve a user’s unified and enriched transaction data from connected accounts. Verify income and spending.

04

Transfers

Enable a user to initiate one-off or recurring transfers between their connected accounts.

05

Payments

Enable a user to initiate one-off or recurring payments from connected bank accounts.