Welcome

Akahu is New Zealand’s open finance platform.

We build and maintain data integrations with banks and other financial institutions. We bundle those integrations into a simple API for developers.

Akahu’s purpose is to empower Kiwi consumers to gracefully control and leverage their data. We work with reputable third party developers who deliver that purpose through their products.

Akahu Connection Flow

For consumers

Akahu puts you in control of your data. We make it simple to access the data that organisations hold about you, and to share that data with trusted third parties.

BETTER EXPERIENCES

Connect your data to organisations that are delivering amazing new customer experiences.

CONTROL AND VISIBILITY

Ongoing visibility and control of how your data is shared. See requests to your data in real time.

PERSONAL API

Know the difference between an API and an IPA? Access your data via your personal API.

For developers

Akahu APIs enable your customers to seamlessly connect their data to your app. Your customers can consent to sharing their identity, balance, and transaction data. They can also consent to initiating payments directly from your app. No one else provides this functionality in New Zealand.

GET IN TOUCH

MARKET-LEADING ACCESS

Integrations with New Zealand banks and other financial institutions.

SECURITY

Best-in-class infrastructure, security, and data privacy. Live integrations used in-market since 2017.

QUICK INTEGRATION

Simple APIs, with developer-friendly documentation and support.

See what Akahu can enable.

Akahu's range of APIs are split into those that require one-off consumer consent, and those that require ongoing consumer consent. Our team is here to help you navigate the options and make decisions about the right consumer data to power your use cases.

01

Identity

  • Verify name, address, and other personal identifiers.
  • Link a user to their claimed identity.
  • Verify that the user is a holder of the account.
  • Verify a user's bank account number.

02

Data

  • Retrieve a user’s account and balance data from connected accounts.
  • Retrieve a user’s unified and enriched transaction data from connected accounts.

03

Insights

  • Verify income, spending, and employment.
  • Identify transactions of interest.
  • Verify affordability.

04

Payments

  • Enable a user to initiate one-off or recurring payments from connected bank accounts.
  • Much cheaper than card payments.
  • Easily reconcile deposits by prepopulating details.
  • The available balance is checked before executing a payment instruction, so you won't push a user into dishonour or overdraft fees.